Support your fitness and healthcare goals with The Combine

Find out if your gym membership may be HSA or FSA eligible.

Athletes at The Combine in Oakland CA running on treadmills, HSA and FSA Eligable gym

How to Save on Your Membership at The Combine with HSA/FSA Funds

At The Combine, we believe that movement is medicine—and now, your workouts can be even more rewarding. Thanks to our new partnership with Truemed, eligible members can use their Health Savings Account (HSA) or Flexible Spending Account (FSA) funds to pay for their membership dues!

This means you can invest in your health using pre-tax dollars, leading to an average savings of 30% on your membership. That’s right—your commitment to fitness can now come with major financial benefits while helping you build strength, confidence, and longevity.

How It Works

  1. Take a quick eligibility survey through Truemed.

  2. If approved, you’ll receive a Letter of Medical Necessity (LMN) confirming your gym membership as a qualified medical expense.

  3. Use your normal credit or debit card to pay for your membership.

  4. Submit your receipt and LMN to your HSA/FSA provider for reimbursement.

  5. Enjoy tax-free fitness and start saving!

FAQs

  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow individuals to set aside pre-tax income for medical and wellness expenses. If you're unsure whether you have one, check with your employer or insurance provider.

  • HSA and FSA accounts use pre-tax dollars, meaning you avoid paying taxes on the money you use for eligible expenses—including your gym membership. This leads to an average savings of 30% compared to paying with post-tax income.

  • No, we do not recommend checking out with an HSA/FSA card. Instead, pay with your personal credit or debit card and then submit your receipt for reimbursement through your HSA/FSA administrator.

  • No need to visit a doctor—Truemed provides a Letter of Medical Necessity (LMN) after a short eligibility survey, making the process easy and hassle-free.

  • Most HSA/FSA administrators approve expenses within a few days after submitting your receipt and LMN. The exact time frame depends on your administrator.

  • No problem! You can still get partial reimbursement for whatever funds are available in your account. For example, if your membership costs $200 but you only have $100 in your HSA/FSA, you’ll be reimbursed for the $100, and the remaining balance will be paid as normal.

  • Reimbursement eligibility depends on your HSA/FSA administrator’s policies. It’s best to submit expenses for new purchases made after receiving your LMN from Truemed.

  • You can use them year-round, but remember: FSA dollars expire on December 31st each year. If you have unused funds, make sure to use them before the deadline!